Be prepared for a tough time buying a home this year especially if you are first-time home buyer With rising prices and mortgage rates, buying a home is going to be a real challenge. Home prices in Greenville SC in February have risen 5.43% from last year, according to Greenville SC MLS. We have seen many instances […]
Should Seniors Rent Or Buy Their New Home?
Guest post by Jim Vogel, ElderAction.org With retirement comes a whole new way of looking at life. While you think about how best to stay busy and work through getting that bucket list pared down, you also need to think about where you are going to live. Many seniors downsize, going from their old, […]
Tax Credits and Deductions Every Homeowner Should Know
You may have more tax deductions than you know Tax season is just around the corner. Have you already planned for your annual federal and state income tax deductions? If you are a homeowner, your home provides many tax benefits that you can take advantage of. Here’s a breakdown of all the tax credits […]
10 Must Do’s for First Time Home Buyers
10 Must Do’s for First Time Home Buyers Think it’s about time to buy your own home? Hold that thought and ask yourself “Is it really time for me to buy a home?” How to Know If You Are Ready to Buy a Home? Don’t just jump on the house hunting yet until you know […]
Pitfalls of Buying a New Construction Home
Many home buyers are choosing to buy new construction homes for reasons that there is a lot of flexibility to put personal signature on these homes, they are more energy efficient, and they require less maintenance compared to existing homes. While these are really good advantages, buying a new construction home is not without some […]
10 Commonly Used Mortgage Lingo Homebuyers Should Know
Ever read a contract where most of the terminologies make you want to scratch your head? The mortgage lingo is no different from the rest of the law or tech world where you’ll often find lots of acronyms and cryptic vocabulary. Learning these mortgage terms can you help you better understand your mortgage forms. You […]
What You Should Know Before Making Large Deposits While Buying a Home
Large Deposits Can Jeopardize Your Mortgage Approval It is already a common knowledge that when you applied for a mortgage, every nook and cranny of your financial state will be scrutinized. From your credit rating to financial activities in your bank account, nothing will be left unchecked. Your lender will require you to provide the […]
Is Rent-to-Own Home a Good Idea?
What is Rent-to-Own? Sometimes you are faced with a situation where you want to buy a home but you either have a low credit score or you don’t have enough money to put for down payment that prevent you from buying. But there is an alternative if you still want to explore the possibility of […]
Things To Know Before You Make A Big Purchase While Buying A Home
When you officially applied for a mortgage, you’ll have to be cautious about your spending more than ever until you close on the home. People think that once they are in the clear on a credit check or when they receive a commitment letter or pre-approval, they are guaranteed a mortgage. That is not true. […]
Home Buying Process in 13 Steps
Print Your Copy 13 Steps Involved in the Home Buying Process Buying a home is one of the biggest purchases, if not the biggest, you will make in your life and it’s important that you are prepared to handle the whole buying experience that at times can be very stressful and confusing. When you are ready […]