What are the benefits of working with a buyer’s agent? Buying a home is probably one of the most complicated processes you’ll ever encounter in all your buying experiences. It’s not like buying coffee or clothing when the only people you would ever encounter are the cashier and the shop assistant, with home buying you […]
What Is The Right Type of Mortgage For You?
Part of the buying process involves getting a mortgage loan. Just as you look for a home that best fit your real estate needs, it’s equally important to look for a mortgage that best fit your situation. In choosing the best type of loan consider the interest rate, where you live, how long do you […]
When is Renting or Buying a Home Right For You?
Should You Rent or Buy A Home? You probably had asked this question yourself. Would buying a home make more financial sense than renting a home? Buying a home is one of the biggest purchases you’ll ever make in your life so it’s only crucial to decide if buying a home is right for you. There are many […]
Costs To Consider When Buying A Home
Buying a home is probably one, if not the largest, financial transactions you will make in your life that’s why it’s best to learn about the process of home buying and the responsibilities that comes along with it before making that big decision. When you buy a home, there will be a number of costs […]
Hiring A Credit Repair Agency To Improve Bad Credit
DIY Or Hiring A Credit Repair Agency Having the words bad and credit score in the same line is like having a nightmare. No one dreams of having a bad credit score, not only it has negative effect on your ability to borrow money, it can also affect your ability to buy a house, […]
What Credit Score Is Needed To Buy A Home
Your credit score is the biggest factor in determining whether you’ll qualify for a loan and what kind of interest rate you’ll pay. Unless you’re paying cash for a new home, you will really need to boost your credit score in order to secure the best rates on a mortgage. If you’re buying a home […]
How To Save For A Down Payment On Your First Home
How To Save For A Down Payment And How Much Money Would You Need? One of the biggest challenges of home buying is saving for a down payment and for many people; this part of the process can be a little overwhelming. Many loans require a down payment of 5% to 20% and this […]
Preparing Your Budget for Homeownership
Buying a home is one of the biggest financial decisions you’re going to make in your life that’s why it’s important to know if you are financially ready to make the first step. Big decision like this needs planning ahead as much as one year or more before you buy a home. You should also […]
IMPORTANT MORTGAGE UPDATE: Be In The Know Before The June 30 FHA Loan Changes Go Into Effect
Will Your Student Loan Debt Get In the Way of Getting a Mortgage? For millennials who are dealing with a significant loan debt and still eager to buy their first home, if you are one of them or if you know someone who is on the same boat, there will be more challenges to face […]
Local and National Mortgage Programs for First Time Home Buyers
Buying a home can be an exciting and challenging experience especially if you are a first time home buyer. Seeing that buying a home is one of the biggest purchases you’ll ever make in your life, make sure that you are ready. Before you even start house hunting, it is important to research every aspect […]